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125 Remount Road

 Suite C-1 PMB2002

Charlotte, NC 28203

(980) 263-2056

Click for the BBB Business Review of this Tax Return Preparation in Kannapolis NC

K Harrell's Financial Services

Life Insurance & Investments

Life insurance is used for paying final costs of someone who has passed away.  It is also used for paying off that person's debt or in many instances, replacing their income.  It can even be treated as an inheritance to the beneficiaries.  Whole life insurance has an investment component.  Some of the money that are paid into the whole life policy accumulates a cash value in the form of a tax-sheltered investment.

Life Insurance 

Life Insurance

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Life insurance provides an infusion of cash to combat the adverse consequence of the person that passed away's death.  These funds are generally tax free to the beneficiary.  The cash value grows tax deferred during the insured's lifetime.  Cash value withdrawals are treated on a first-in-first-out basis.  Therefore, the cash value withdrawals up to the total premiums paid are generally tax free.  Loans against the policy are tax free.  Life insurance policies may also be exchanged for another life insurance policy (or for an annuity) without incurring taxes being taken.

Investments in insurance brings more meaning to life insurance.  It can also produce income for retirement.  The investment component of whole life insurance never expires, as long as the premiums have been paid, regardless of when you die.  The investment builds cash value from a portion of every payment paid.  Whole life insurance also earn dividends.  Policy owners can reinvest the dividends that will allow the cash value to accumulate even quicker.  Not to mention there are tax advantages.  The death benefit if typically tax free, the cash value growth is tax-deferred, and if you surrender your policy, you can always take the amount paid into the policy tax free.

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Have you experienced times when your EA was profitable in a trending market and suddenly all the profit was taken back in a series of losses? What is the reason and HOW TO AVOID IT?

Let me explain the basic principle of how most Forex systems work. They are tuned up to work in a specific market condition. They often make money​ in a trending market, but lose money in a choppy market. It is not a problem as long as the market is trending and the system is making more money than it loses. Such a system can be profitable for several months and you would be happy with it. BUT...

PREPARE FOR THE WORST...

Market change over time. A well-designed system starts with trend analysis to stay away from potentially losing trades. There are two problems of how a Forex system recognizes the trend.

PROBLEM: FALSE "STRONG TREND" INDICATION.

The system responds only to immediate price action. An explosive price movement that is usually the result of the news releases is tempting people to jump in and make a profit. It looks like a "strong trend", but what usually happens next is a hard fall.

To avoid falling into this trap, check for the SOLUTION to find a REAL trend:

==> http://nvs0114.fxtrendy.hop.clickbank.net

SECOND PROBLEM: TREND RELIABILITY

Most systems use various indicators to determine the trend. Actually, there is nothing bad about using indicators. One Simply Moving Average can do the job. The problem comes with the question: "Is the market trending NOW?" Whether the market is trending or not trending is not like black and white. The correct question is: "How well the market is trending?"

And here we have something called TREND RELIABILITY.

Trends exist and they can be traded up and down for a profit. You have to focus only on the most reliable market trends. "Forex Trendy" is a software solution to find the BEST trending currency pairs, time frames and compute the trend reliability for each Forex chart.

Forex Trendy

1000pip Climber System - Forex Robot


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